India's privacy-first finance app. Track multi-currency income, expenses, EMIs, investments, and taxes. Bank statements parsed in your browser. Use it on your own — share with your partner whenever you're ready.
Free during early access · No credit card needed
See HumDono in action
Walk through Aarav & Meera's finances
15-step guided tour. No signup. ~3 minutes.
Why HumDono?
Money is hard enough to track. Sharing it with someone makes it harder.
You're juggling income, expenses, EMIs, investments, taxes. Add a partner and you double the data andthe conversation. Most Indian couples don't track this together — until something forces it: a wedding, a home loan, a baby.
HumDono works for one. Or two.
What makes it different
Bank statement import that stays private
Upload your HDFC, SBI or ICICI PDF — we parse it entirely in your browser. Your statement never reaches our servers. Open DevTools → Network tab and watch zero requests fire.
100 transactions parsed in 3 seconds · EMIs auto-routed · PPF & FDs auto-detected
Near-real-time prices for MFs & stocks
Your portfolio value updates automatically. Mutual fund NAVs refresh daily from AMFI India. Stock prices refresh through the day from Yahoo Finance. You stop guessing what your investments are worth.
Works for SIPs, ELSS, lump-sum MFs, and Indian equities · PPF/NPS stay manual
Built-in EMI & SIP calculators
Two questions every borrower or saver asks: “Can I afford this loan?” and “Will my SIPs get me there?” Answer both from inside the app. Year-wise loan amortization, future-value compounding, principal-vs-interest splits — all built in.
Plan before you borrow · See what 20 years of SIPs actually compound to
AI advisor that reviews your money for you
A financial health score (0–100), key ratios (savings rate, EMI burden, investment ratio), and contextual recommendations: “Your emergency fund covers only 1 month — build to 6” · “Your SIPs are 4% of income — consider 25%”. Personal-first. Partner-aware when you want it.
Categorized as “Good news”, “Watch out”, “Action needed”, or “Suggestion”
Everything in one place
Income
Salary, freelance, rental — track every source
Expenses
Auto-categorize UPI, Swiggy, Amazon & more
Savings
Wedding, vacation, emergency — progress rings
Investments
SIP, PPF, NPS, stocks, gold — portfolio view
EMIs
Home, car, education loans — track progress
Tax planning
Old vs New regime, 80C, 80D, HRA deductions
Built on trust
Bank-grade encryption
TLS 1.3 in transit, AES-256 at rest. Your data lives in Google Cloud, asia-south1 (Mumbai).
We never sell your data
No advertisers. No data brokers. No tracking cookies. Anonymous analytics only — no cross-site profiling.
Only you (and your partner, if invited) see it
Firestore security rules enforce household-level isolation. Even other HumDono users with your email cannot access your data.
Compliant with India's DPDP Act, 2023 · Read full policy